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This ultimate guide on “How To Make Money Online” is aimed at both novices and veterans of the remote/freelance workforce. Whether you are self-employed, full-time, part-time, or working for a boss, making money online is getting more popular each passing week.

Do you want to find freelance, or contract, work online? Or do you want to start your own online business? No money to invest? Sign up with gig apps and start earning. This post is going to give you all the information you need to get started.

If you’re deciding to look for online job opportunities then you’re probably asking questions like:

What type of online jobs do I qualify for?Do I need work experience?How much will it cost?What remote jobs can I get as a college student? Read more in the article: Best Online Jobs For College Students.Can I work online part-time as a teen? Find out more here: The Best Online Jobs for Teens.Can I get an online job that allows me to use my university degree?Which companies are hiring people to work from home?Can I, as a stay-at-home mom, earn a living working online?Can I become self-employed through online work?What is my earning potential?

The term working from home, or telecommuting, is getting replaced by the terms working remotely, mobile work, or distributed work. In Canada, people call remote work workshifting and in the UK it’s referred to as smart working.

New digital economies have developed because so many people get online work now. And it is common to hear terms like:

Gig economyGig app economyFreelance economySharing economySide hustle economyOn-demand economyRideshare economyDigital economy

We even have our own digital currencies (cryptocurrencies), independent of central banks. It truly is a brave new world.

Whether you are a writer, a graphic designer, a web developer, an app developer, a coder, a caterer, a consultant, a musician, an artist, a stay-at-home mom, or even a student – freelancing is a dominant force in the online economy. And offers financial independence and freedom from conventional work hours

You can get part-time gigs by joining a number of app services like Uber, Lyft, (rideshare economy) Wag, Rover (dog walking and pet sitting) and Care.com (babysitting gigs), Uber Eats (food delivery) and many more. You can also use apps like TaskRabbit, Fiverr.com, and Gigbucks (apps to find micro gigs).

Teach yoga, become a life coach, offer financial advice and business solutions, coach people with addictions to food or drugs (may need other qualifications).

Tutor STEM students, teach English, hold online coding camps for kids. Or create tutorials on how to use make-up, play games, bake, cook, paint, draw, and anything else you are good at.

Virtual assistants jobs, data capturing, project management, web research, and transcription are remote administrative positions.

These jobs can include selling insurance, day trading, becoming a marketing or sales executive, or even a software engineer.Consulting, whether it is managerial or financial, is a billion-dollar industry. Analyzing business data, formulating strategies, and conducting market research can all be carried out remotely, from a home-based office.Become a venture capitalist. Investing in startups can be a good way to diversify your portfolio.

Monetize your blog by introducing passive streams of income. Many bloggers build blogs, generate traffic, get the blog to make a profit, and then sell it. Blog -flipping!

Podcasting is hot right now. Although podcasts have been around for a while, the last few years have seen a huge jump in the number of podcasts getting broadcast daily. Selling ad space on podcasts can bring in a tidy passive income. In addition to a blog, you can start a podcast. With a blog, a podcast, an online shop selling merchandise, and various passive streams of income, all of a sudden, you are making money online! And becoming a brand.

Open an online store, using a platform like Shopify. Start a dropshipping business, again using Shopify as your online storefront. Or combine them. You can buy and sell online through eBay and similar platforms. Hunting down bargains, rare books, antiques, and collectibles means you can go on buying adventures while keeping your “shop” open 24/7. Host regular live auctions from your own website/podcast. It’s a great way to bring new traffic and promote your blog, brand, or business.

Or create digital products that can be sold by others on your behalf. These include ebooks, whitepapers, templates, and tutorials.

Marketing strategies are the cornerstones to successful businesses. Find your niche and help others market their dreams effectively.

It helps businesses to use software and strategies to increase their customer base.

Sell products for companies using content marketing strategies. Promote and review products and earn a commission. Alternatively, you could market your own brand, produce goods, and create courses that others can sell on your behalf, as affiliate marketers.

But don’t get too excited. Freelancers are serious self-employed workers. It takes discipline to work as a freelancer. You will need certain things in place, depending on which industry you freelance in. You will need the “tools of your trade”.

So a quiet “office” space, a laptop, and a good internet connection are a given for freelance writers. You may need studio space if you are a dancer, a choreographer, a yoga/fitness instructor, or an artist. Freelance photographers need reliable, quality equipment, the relevant software, and, at times, a darkroom. A chef needs an arsenal of pots, pans, spices, crockery, and cutlery, and depending on the nature of the contracts, reliable transport. Even freelance IT experts, designers, and developers will have their own “arsenal of “choice” weapons”.

Freelancing by its nature is volatile. How much work you get and what you earn is based largely on:

How much effort you put into marketing yourself.And how experienced you are.Which sector of the freelance industry you work in.How reliable you are.Your ability to keep learning and updating your skill set.

But whatever niche you freelance in, the fact is that freelancing is a growing industry. It already brings in $1T annually, makes up 35% of the US workforce, contributes 4.8% to the GDP, and is made up of 57 million freelancers. This information was calculated by Upwork and the Freelancers Union, with help from Endelman Intelligence.

Freelance writing jobs can be anything from writing content to proofreading and editing. Be a ghostwriter and help people to get their works of fiction, or memoirs, out there. As a freelance writer, you could find yourself writing e-books, resumés, scripts, business proposals, and content for everything from blogs to brochures, to landing pages and websites, to ad campaigns and copy.

Many business people will hire writers to research, compose manuals and tutorials, or create copy for various content marketing strategies, like blogs and whitepapers.

Earning Potential: $24,000 – $115,000 per year.(If a writer earns $115,000 per year: – At $100 per hour this equates to 3 hours of writing a day! If you charge an average of $25 per hour, you’d need to write for 12 hours every day to earn this figure.) Some freelance trivia for you…you’re welcome.

Entry-level: $1-20 per hourIntermediate: $20-40 per hourProfessional: $40-80 per hourExpert: $80-100+ (Over 40% of expert writers earn more than $100 per hour.)

Design is all around us from the cap on our toothpaste to the IKEA furniture you buy and build, to the cities and towns we live in, to the systems we use to create organizations. Design is such an intricate part of our lives, we often are not even aware of how deeply design is entrenched in our lives.

There is always available work for designers. And freelance design work is just as wide and varied as everyday design concepts are.

AnimationMotion graphicsProduct designPhotographyBrand Identity and strategyArt & IllustrationUX/UI designFrontend designPhysical designVideo and Audio ProductionPresentationGraphic Web DesignAnd many more!

As with all freelance gigs, the pay varies substantially. As an entry-level designer you could make $15 per hour but if you specialize in UX/UI, pump that up to well over $45. Top designers can command $150 per hour for their work!

The reason I wrote uncapped is because as a freelance designer you have the potential to make buckets of cash. It just depends on your experience, your pricing strategies, and the complexity of the contracts.

A friend of mine completed a website for his corporate client and charged $4,000, which is a realistic price. But it only took him 5 hours. Had he charged an hourly rate of $150…. It’s too sad to even finish this sentence! And if he had been working for a company….Let’s not go there either.

According to simplyhired.com, here’s what a designer can expect to earn annually with the following job titles:

Graphic Design intern – $25,300Graphic Designer – $38,350Senior Graphic Designer – $55,100Senior Designer – $83,300Art Director – $76,600Creative Director – $109,000Web Designer – $62,000Visual Designer – $77,000

Consultants are people, and companies, that advise individuals and businesses on how to implement strategies and find solutions. The applications for consultancy are vast and this type of freelance work is growing in popularity as more people from corporate backgrounds find themselves leaving the security of a traditional job for the far more fulfilling option of creating their own companies, or becoming freelancers.

Of course, this career would not exist online without the video conferencing and video integration software that now abounds. To become an online, or freelance, consultant is possible without prior experience but having experience in this field before you go solo will definitely have advantages. If you don’t have experience there are a slew of quality online consulting courses that will set you up to become a consultant.

A consultant consults. Your field of expertise will determine what type of consultant you become. You can consult with individuals who are looking to invest finances or start their own businesses. Consultants can advise large corporations on how to strategize, raise capital, grow their business, run campaigns, or keep up with emerging trends.

Cryptocurrency consultantFinancial investment consultantCareer guidance consultantMarketing consultantsManagerial consultantsIT consultantGrantsmanshipEnvironmental Impact consultant

At an average of $26 per hour, consulting fees can be as low as $15 and as high as $85 per hour. In order to find your price range, find out what your type of consulting would pay in a traditional consulting firm, and add on 30%. These stats come from glassdoor.com, indeed.com and monster.com.

Udemy.com – Start and run a successful consulting businessCoursera.org – Successful Negotiation: Essential Strategies and SkillsInst.org – Management Consulting CourseIapcollege.com – How to Become a Business Consultant

Stats show that Millenials and Gen Z value flexible hours over job security. As a result, we have what is called a gig economy. The gig economy is extremely diverse. Apps and smartphones have revolutionized part-time work. By using certain apps, customers and service providers connect.

There has been a huge emphasis placed on online work that can be done by almost anyone, but that doesn’t pay that well. And because I’ve covered these types of jobs in previous posts, I want to focus this post more on the online work that brings in serious money.

These sites offer legit gigs with decent earning potential, as well as low-paying part-time work. If you want to start making money online check out what these sites have to offer in terms of part-time work with flexible hours.

UpworkFlexjobsFiverrGigbucksSwagbucksGet-Paid.comPeoplePerHourRev.commTurkUberLyftUbereatsAnd many more.

This niche is rapidly expanding. Us humans have an unquenchable thirst for knowledge and the desire to be the best version of ourselves that we can be! If you have a passion for sharing what you know with others, the potential to create and market your own online courses has never been so accessible.

Have experience in a certain area but don’t have teaching experience? You can take a course on how to make a course! Creating online tutorials and courses involves more than putting learning materials and modules together. You will need to market your material. But how?

You could start a blog and market it yourself or you could hire a freelance marketing consultant, or an online marketing company, to help you. But you could also offer an affiliate program and get professional bloggers, that monetize their sites through affiliate marketing, to promote your stuff.

Take an online course on how to put together quality, informative, educational packages. If you can create courses filled with evergreen content and value for money, the sales may keep you in the pound seats for years to come!

Some of these sites teach people to create online courses while others offer software and hosting so that you can create your courses with them and sell through them.

Thinkific offers a free version that allows you to create 3 courses. The next level up costs $49 per month. You get email integration, drip content, an unlimited number of courses, custom domain, affiliate reports, and Zapier triggers (toolbox). You also have the option of manually downloading the courses.

Articulate offers live and on-demand training, authoring apps, stock assets, a project review app, and more. Grasp design concepts and project management. You will learn to design courses for both PCs and mobile devices.

Articulate offers a free trial. The complete package for individuals costs $999 for the year. Team packages cost $1,299 per user, per year.

If you already have a blog, you may find starting a podcast or a YouTube channel is a natural progression. “How To” online tutorials are a fun, light-hearted way to show your audience how to cook, sew, garden, sing, paint, draw, play games, etc. YouTube channels can be monetized and depending on how much traffic you get and how many people subscribe, you can earn $7.80 per 1000 clicks. But google takes 45%.

Course content can be used in conjunction with webinars and workshops. They can act as a supplement to an online course or they can be completely stand-alone events that generate traffic. The participants of a workshop or webinar may purchase an online course as a result. Webinars and workshops can be streamed live. They are often free of charge, but not always. They are sometimes created to be gated content for blogs.

The requirements for online tutoring gigs, especially TEFL (Teaching English as a Foreign Language), have become stricter because the market is saturated. So you need to complete specific, accredited courses.

Tutoring is not restricted to teaching languages. Teachers, psychologists, counselors, life coaches, and health/fitness/yoga instructors can find freelance work on many platforms like:

Upwork – online hiring platform with tutoring jobs.Skooli – tutoring platform.Udemy – tutoring platform and online courses. Udemy teaches you how to create online courses, offers a platform for tutors to work from, and sells a vast array of online courses to learners.TutorRoom – sells tutoring software that allows tutors to accept payments, create schedules, and virtual classrooms. TutorRoom also sells online courses.Wyzant – You can create your own tutoring business and list your services on Wyzant.Codementor – work as a coding tutor through codementor.io

Online coaching is usually carried out face to face via video conferencing apps and software. Become a business coach or a life coach. Many people are setting up their own blogs to teach others how to become business and life coaches.

If you are already an experienced coach perhaps it’s time to move your coaching session to an online platform. Or find freelance coaching jobs through platforms like:

Example: You have a passion for optimal health, and you want to work in the wellness niche. So you become a Functional Medicine Coach and set up an online coaching business.

You can then make money from your blog, which is promoting Functional Medicine through the content on your blog. You decide to complement this by opening an online store to sell health products. At the same time, you also monetize the site through affiliate marketing. And you offer online Functional Medicine coaching sessions. Group workshops are another option. With the appropriate video integration software, you can coach multiple people at the same time.

In addition, you can create online coaching courses, or other health and wellness courses, to sell through your site, as well as offering your digital content to affiliate marketers in a similar niche. You could also create digital products called gated content. Gated content is long-form content like ebooks and whitepapers. Offering these products for free, in exchange for a visitor’s name and email address, is part of a sound content marketing strategy.

Although many people look for companies that hire remote workers, even more people are choosing to start their own online businesses from home. Making money online can be achieved with minimal financial outlay. But realistically, starting any business is going to require some start-up funding. The ways to make money online, that I’ve discussed here, are not get-rich-quick-schemes.

To run a successful business, online or elsewhere, requires motivation, stamina, a solid business plan, patience, and passion. A willingness to embrace new techniques and learn about unfamiliar business strategies already shows that you are on your way to financial independence and freedom from a rigid 9 to 5 existence.

What online business model has grabbed your attention today? Leave a comment; I’d love to hear about your experiences making money online.

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Even as the coronavirus pandemic caused investors to become risk-averse, Indian startups continued to raise funding. However, the deal sizes shrank, pointing to the fact that investors put in less money in more startups to spread their risks.

Delhi-NCR, Bengaluru, and Mumbai retained their top spots in terms of the number of deals and funding raised. YourStory Research data revealed that the number of funding deals closed by Mumbai-based startups jumped about 20 percent to 79 in the first six months of 2020, up from 66 deals in H1 2019.

According to data accessed by YourStory, 69 deals were closed by Mumbai-based startups since the nationwide lockdown, announced at the end of March.

Here are the top 10 funding deals by Mumbai-based startups funding during the lockdown. (We have considered deals that were closed since March 25)

In July, NBFC InCred raised Rs 500 crore in debt funding from various public sector banks and public financial institutions.

The latest round of financing will boost the startup’s lending expansion across select segments in the consumer, education, and MSME markets.

Founded in 2016 by Bhupinder Singh, InCred started its operations with consumer lending in March 2016. It then diversified into small business lending in March 2017. At present, it claims to have a loan book of over Rs 2,000 crore.

In April 2019, the digital lending platform had raised Rs 600 crore in its Series A round, led by Dutch development finance institution FMO.

In April 2020, cloud kitchen operator Rebel Foods raised $50 million from existing investor US-based hedge fund Coatue Management, according to its filings with the Registrar of Companies.

Founded by Jaydeep Barman and Kallol Banerjee in 2010, Rebel Foods has overseas operations in Southeast Asia and Europe. Globally, it runs 325 cloud kitchens.

Earlier this February, the startup had raised additional venture debt of Rs 35 crore led by debt funding firm Alteria Capital.

In July, edtech startup Toppr raised Rs 350 crore in Series D round, led by Foundation Holdings, with participation from existing investors, including Kaizen Private Equity.

Toppr will use this latest investment to further help to develop the artificial intelligence (AI) based Toppr School Operating System (OS), a platform for schools to run digitally unifying in-school and after-school learning to create a standardised and personalised experience.

Founded in 2013 by Zishaan Hayath, the startup has cumulatively raised Rs 700 crore to date.

In June, online automobile classifieds platform CarTrade raised Rs 321 crore ($42.5 million) from two of its existing investors in its Series H round of financing.

Earlier in 2017, the firm had raised Rs 370 crore in a funding round led by Temasek Holdings and a US family office.

Founded in 2006 by Vinay Sanghi, the portal also offers car price information, certification, insurance, used car finance, comparisons, on-road prices, and reviews. In November 2015, the platform acquired CarWale, an online classifieds portal, in an all-cash deal.

In August, edtech startup LEAD School raised $28 million in a Series C round, led by Westbridge Capital along with existing investor Elevar Equity.

This round of funding will be used by the company to accelerate the development and rollout of new product offerings, increase its school network in Tier II and III cities, and hire talent across domains.

Founded in 2012 by Sumeet Mehta and Smita Deorah, LEAD School combines technology, curriculum, and pedagogy into an integrated system of teaching and learning to create affordable private schools. It has partnered with 800-plus schools with an estimated three lakh-plus students in more than 300 cities in 15 states.

Falguni Nayar, Founder & CEO, Nykaa with Nihir Parikh, Chief Business Officer (2nd row, 3rd from L-R)

Online beauty turned omnichannel lifestyle retailer Nykaa raised three rounds of funding adding to $24.7 million. In June, the startup raised Rs 19.6 crore from Sunil Kant Munjal as part of its ongoing round.

In May, it raised Rs 66.64 crore from its existing primary investor Steadview Capital. With this round of investment, Nykaa became valued at $1.2 billion, thus entering the startup unicorn club.

Earlier in March, it raised Rs 100 crore from its existing primary investor Steadview Capital. This came after it had raised an additional Rs 100 crore from Singapore-based TPG Growth IV SF last year.

Prior to that, in September 2018, Nykaa raised Rs 113 crore from Lighthouse India Fund III, and another Rs 160 crore through primary and secondary share sales.

Since its launch in 2012 by Falguni Nayar (former Managing Director at Kotak Mahindra Capital), Nykaa has been instrumental in shaping the beauty and lifestyle industry in India through its omnichannel reach and curated product offering.Ketto Kunal Kapoor

In July, Ketto — a crowdfunding platform for fundraising of social, creative, and personal causes — raised Rs 109 crore to help and support more than three lakh people in various capacities.

Founded in 2012 by Bollywood actor Kunal Kapoor along with Varun Sheth and Zaheer Adenwala, Ketto has been distributing PPE kits and ration kits, and providing support to migrant workers. It has established community kitchens to feed hundreds of people every day.

Earlier this year, Ketto raised Rs 30 crore in crowdfunding through the philanthropy arm of CleverTap, CleaverTap4Good.

In June, Service Lee Technologies which operates device management and support platform Servify, raised $11.37 million in its Series C round from a clutch of existing investors.

Launched in 2015 by Sreevathsa Prabhakar, Servify is an app-based customer support service channel for consumer electronics.

In three years, it has created a complete service life cycle management platform enabling top electronics and smartphone brands, carriers and retailers in device diagnostics with distribution, sales, warranty management, after-sales service, end of life management, and ecommerce capabilities.

In April, Lido Learning, an edtech startup that focuses on live online tutorials, closed a $7.5 million Series B round led by Ant Financial-backed BAce Capital. This put the edtech startup’s overall funding at $10.5 million.

With this round of funding, Lido plans to build a presence in Tier II and III towns to democratise high quality education across India. It will also expand into more curriculum-focused subjects, and 21st-century skills like analytical thinking, critical reasoning, communication, collaboration, and creativity.

Earlier in March, it raised another $3 million led by Picus Capital backed by Rocket Internet Founder Alex Samwer, and President of Paytm Madhur Deora.

Founded in 2019 by Sahil Sheth, Lido Learning offers live tutoring and personalised online coaching sessions to students from Class V-Class IX in Math and Sciences from both CBSE and ICSE boards.

In May, scheduled commercial bank Suryoday Small Finance Bank (SSFB) raised Rs 62.14 crore from existing investors including Gaja Capital, Kotak Life, Lok Capital, TIAA, and Kiran Vyapar.

SSFB, which provides microfinance loans to customers, has launched a working capital loan product for its MFI customers to meet their urgent liquidity requirements during the lockdown.

The bank has over 20 institutional investors with a healthy mix of institutional investors, development funds and private equity investors.

(With inputs from Sujata Sangwan, Thimmaya Poojary, Debolina Biswas, Sindhu Kashyap)

Want to make your startup journey smooth? YS Education brings a comprehensive Funding Course, where you also get a chance to pitch your business plan to top investors. Click here to know more.

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